Long-Term-Care
Life can change on a dime... Will you be ready when it does?
Step back, right now, and picture the things you enjoy most about your life today. Maybe you're thinking of travel, or pursuing well-loved hobbies or sports, or just spending time with family and friends. Now try to picture how the life you live today could be affected by a sudden change in your health tomorrow, a change that meant you would need long-term care.
43% of individuals needing long-term care services are under 65
At least 50% of Americans will need some form of long-term care after age 50
What is long-term care?
People who need ongoing assistance with the activities of daily living (ADLs) need long-term care. ADLs include activities that you might take for granted your ability to do independently:
- Bathing
- Eating
- Dressing
- Toileting
- Continence
- Transferring
People who need long-term care may receive it in a setting such as a nursing home or assisted-living facility, or, most desirably, in their own homes. In fact, 83% of people who receive long-term care are at home or in another community setting.
Why should I worry about long-term care now?
It's difficult for working-age adults to imagine a time when they might need long-term care; it seems so far off. But while many people do need this type of care as the natural result of aging, millions of Americans under the age of 65 need it as the result of a debilitating disease or injury.
Your risk of needing long-term care is real. If your life changed tomorrow, and you suddenly needed long-term care, would you be ready to answer these questions?
- Who will take care of me?
- How will this affect my family?
- How will I afford my care?
Send us a message below to learn more about available long-term care options, and have peace of mind when it comes to taking care of yourself and your family.